952.432.0050

Boat Insurance

Boat Insurance in Apple Valley, MNSpending time on the water is what summer in Minnesota is all about. With over 20 years of experience and dozens of boat insurance companies available, you can rest easy knowing you’ve got the protection you need at the best price. Get started with a free estimate today.


Boat Insurance Coverage

  • Bodily Injury Liability – Covers injuries to others when you are at fault.
  • Property Damage Liability – Covers property damage to others when you are at fault.
  • Collision – Physical damage coverage for your watercraft. Covers damages that result from a collision with another boat or object.
  • Comprehensive – Physical damage coverage for your watercraft. Covers damages that result from something other than a collision.
  • Fishing Equipment – Covers your fishing gear against theft or disappearance.
  • Wreck Removal – Covers the cost of retrieving your sunken boat, where legally required.
  • On-Water Towing – Pays to have your boat ferried back to shore if it becomes disabled on the water.
  • Trailer – Covers damage to your boat trailer.
  • Medical Payments – Covers medical costs for guests that are injured on your boat.
  • Theft – Covers theft of your boat.
  • Uninsured / Underinsured Boaters – Covers you when another at-fault boater is underinsured.
  • And More



Boats Covered

  • Bass Boats
  • Cabin Cruisers
  • Fishing Boats
  • Jet Boats
  • Jet Skis
  • Pontoons
  • Sailboats
  • Ski Boats
  • Waverunners
  • And More

Why Choose An Independent Agent?

  • Most agents work for one insurance company. Independent agents work for their clients to find the best coverage among many insurance companies.
  • More Flexibility – We can offer coverage regardless of your driving history, age, or the type of boat you own.
  • Lower Prices – Comparing dozens of insurance companies saves you money.


We Compare Over 30 Top Insurance Companies

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